Caramel Cream Cheese Bread (Print View)

A delightful quick loaf featuring swirls of rich cream cheese and sweet caramel. Ideal for any sweet craving, morning or night.

# Components:

→ Bread Batter

01 - 2 cups light brown sugar, packed
02 - 4 cups all-purpose flour
03 - 2 tablespoons baking powder
04 - 1 teaspoon salt
05 - 2 large eggs
06 - 2 cups whole or 2% milk
07 - ⅔ cup vegetable oil

→ Cream Cheese Filling

08 - 4 ounces cream cheese, softened
09 - ¼ cup white granulated sugar
10 - 1 large egg

→ Topping

11 - ¼ cup caramel sauce

# Directions:

01 - Preheat oven to 350°F. Grease two 1-pound loaf pans thoroughly with cooking spray or butter.
02 - Whisk together brown sugar, flour, baking powder, and salt in a medium bowl until well combined.
03 - Beat eggs, milk, and vegetable oil in a large bowl or stand mixer until fully incorporated.
04 - Gradually add dry ingredients to wet mixture, mixing until just combined. Avoid overmixing to prevent tough texture.
05 - Divide half the batter evenly between the prepared loaf pans, spreading to create an even layer.
06 - Beat softened cream cheese, granulated sugar, and egg in a separate bowl until smooth and creamy.
07 - Spoon cream cheese mixture in a continuous line down the center of batter in each pan.
08 - Spread remaining batter gently over cream cheese filling, covering completely.
09 - Drizzle caramel sauce in stripes across each loaf. Gently swirl with a knife once or twice—avoid over-swirling.
10 - Bake for 50 minutes until toothpick inserted in center comes out mostly clean. Some cream cheese residue is acceptable.
11 - Cool in pans for 10 minutes, then transfer to wire rack. Cool completely before slicing for clean cuts.

# Expert Advice:

01 -
  • The cream cheese center stays lusciously creamy while the bread bakes up tender and cake-like
  • That caramel swirl creates pockets of gooey sweetness that make every slice feel like dessert
  • Makes two loaves so you can keep one and share one or freeze the second for later
02 -
  • Letting the cream cheese soften completely is non-negotiable—cold cream cheese creates lumps that won't disappear during baking
  • The toothpick test is tricky here since the center is supposed to be creamy, so look for the edges being fully set and pulling away from the pan
03 -
  • Room temperature ingredients are your best friend for achieving that smooth, marbled look
  • Resist the urge to swirl the caramel more than twice or twice—you want distinct ribbons, not a muddy marbled effect
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